Bakery equipment

Whether you’re obsessed with the perfect macaron or the ultimate sourdough, we understand that being a baker is a labour of love. We’re here to help your capital stretch further, while making sure you have the right commercial bakery equipment to make magic for your customers every day.

Flexible finance solutions for bakeries
so you can choose what suits your venue best


Rent-Try-Buy® is a 12-month rental agreement, allowing you to try quality commercial bakery equipment before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your bakery equipment.

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Perfect when you know what you want, Lease-to-Keep gives you the commercial bakery equipment you need now, with low monthly payments spread over four years. At the end of the term, the bakery equipment is all yours. Simple.

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Is your bakery a franchise?

SilverChef has finance options designed specifically for franchises so you can limit your upfront costs while setting up your commercial bakery equipment. Give yourself the best chance for success for your bakery franchise.

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Making your dream a reality

'When I started the Great Pastry Shop, I wanted to make patisserie using honest, top quality ingredients and interesting techniques. Essentially, I like to create food with big flavours that is creative, tasty and visually appealing.

'SilverChef has helped me to grow my business by providing the equipment I needed to increase production and display my food in a beautiful custom-made chiller. My vision for the future is to continue to grow whilst maintaining creativity and attention to detail.'

- Rhiannon McCulloch, The Great Pastry Shop

"Find out what our customers are saying"

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There’s no obligation to finance with SilverChef as a result of completing an application. We also won’t run any credit checks without your permission.

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Bakery equipment - frequently asked questions

What equipment do I need to start a bakery?

Starting a bakery is a big deal and a labour of love. It's important to earn a reputation for the yummiest baked goods as fast as possible, so the word spreads and you grow your customer base. This is only achievable with quality commercial bakery equipment that will make producing the perfect baked goods faster and easier. 

If you are looking for bakery equipment for sale, SilverChef provides good quality, stringently tested, used bakery equipment to get you started without massive upfront costs. 

Some crucial commercial bakery equipment includes commercial freezers and fridges; stand and planetary mixers; pass through and under counter dishwashers, pizza fridges, display cases and prep benches to name a few. Browse our extensive range of bakery equipment for sale or rent to get started.

How to finance a bakery

So, you’ve decided to take the plunge and open your own bakery. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating and wages.

SilverChef can help alleviate the financial strain by taking the cost of bakery equipment off the initial capital outlay. If you're looking for flexibility, and you're not 100% sure of the correct size and model of commercial bakery equipment you're choosing, you could opt for our Rent-Try-Buy product, which allows you to try the equipment in your bakery before you decide whether to buy, upgrade or return.

If you know what you want, you're financing more than $10,000 of commercial bakery equipment, and you've been in business for more than 12 months, you could choose our Lease-to-Keep option. With Lease-to-Keep you choose your bakery equipment, make monthly payments over a four-year term, and own your equipment at the end.

What are the benefits of renting equipment?

Renting new or second hand bakery equipment can be a good alternative to buying outright for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a bakery, so choosing to rent new or used bakery equipment can leave you more money for running your business and other expenses. Secondly, there may be tax benefits to renting commercial bakery equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical bakery equipment rental products. You can decide to upgrade your bakery equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 50% gross rental rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your new or used bakery equipment, work towards ownership, or return. Please note that if you decide to purchase your bakery equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product, Rent-Try-Buy; and a finance lease product, Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your new or used bakery equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your bakery equipment or upgrade it during the term.

At the end of the 12-month rental term, you can return or continue renting the equipment.

To choose Lease-to-Keep, you must have been trading for a minimum 12 months, and be financing a minimum of $10,000 in bakery equipment. You sign up for a 48-month term, make monthly lease payments, and at the end of the term you own the bakery equipment (providing the last payment has been made and you are not in breach of the agreement).

Can I return my equipment before the end of the 12-month contract?

When you choose Rent-Try-Buy to finance your bakery equipment, it’s a good idea to be sure that you’re happy to rent it for the full initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your bakery equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the bakery equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the bakery equipment. If your commercial bakery equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.