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Compare equipment finance
Choice of rental or lease agreement
Finance terms of 1–5 years
Ability to mix 'n' match finance solutions
Apply Now
RENT–TRY–BUY
Get approval for up to $65,000
in under 5 minutes
Apply for $1000 or more | No obligation to use approved finance
Hospitality equipment funding solutions that help safeguard your business’s cash flow
WITH SilverChef’s commercial kitchen equipment finance, you can avoid a significant upfront investment in your equipment and reduce the strain on your business’s cash flow.
We have two hospitality-equipment finance solutions for you to choose from, including New Zealand’s most flexible: Rent–Try–Buy®.
WHICH WOULD SUIT YOU BEST?
Compare finance solutions
MOST POPULAR
May suit you if you’re
Rent-Try-Buy®
- A new or established business
- Unsure exactly which equipment you need and want to try it out first.
Lease-to-Keep
- An established business
- Confident about which equipment you need and intend to use it for years to come
What is it
Rent-Try-Buy®
Operating lease
Lease-to-Keep
Finance lease
Trading history
Rent-Try-Buy®
None required
Lease-to-Keep
More than 12 months'
Finance amounts
Rent-Try-Buy®
$1,000 or more
Lease-to-Keep
$10,000 or more
Finance term
Rent-Try-Buy®
12 months ²
Lease-to-Keep
48 or 60 months
Upfront costs
Rent-Try-Buy®
- 1 week’s rent in advance
- Security bond (refundable):
- 6 weeks’ rent (less than $200,000)
- 12 weeks’ rent ($200,000 or more).
Lease-to-Keep
- Establishment fee of $495
- 1 month’s lease payment in advance.
Who owns the asset?
Rent-Try-Buy®
We do, and you rent it from us (though you have the option to buy it at any time).
Lease-to-Keep
We do — until you make the final payment. Then you own it.
Payment frequency
Rent-Try-Buy®
Weekly
Lease-to-Keep
Monthly
Tax deductions
Rent-Try-Buy®
Rental payments (100%)
Lease-to-Keep
- Interest component of lease payments
- Depreciation of equipment
- Claim back all your GST payments in your first BAS after your lease starts.
Other fees and charges
Rent-Try-Buy®
Transportation of equipment, and cost for us to clean and service it (if you return the equipment to us).
Lease-to-Keep
Early-termination fee of $300
Options during finance term
Buy
Rent-Try-Buy®
Yes ³
Lease-to-Keep
Yes ⁴
Upgrade
Rent-Try-Buy®
Yes ⁵
Lease-to-Keep
No
Return
Rent-Try-Buy®
No
Lease-to-Keep
No
Options after finance term
Buy
Rent-Try-Buy®
Yes ³
Lease-to-Keep
Yes — $0
Return
Rent-Try-Buy®
Yes ⁶
Lease-to-Keep
No
Upgrade
Rent-Try-Buy®
Yes ⁵
Lease-to-Keep
No
Continue renting
Rent-Try-Buy®
Yes ⁷
Lease-to-Keep
NA
If you buy the equipment, you’ll get back this much of the rent you’ve already paid ⁸
Weeks 1 to 52
Rent-Try-Buy®
50%
Lease-to-Keep
NA
Weeks 53 and beyond
Rent-Try-Buy®
25%
Lease-to-Keep
NA
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a trading h...
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a trading history.
2. This finance term applies to ‘standard equipment’ (i.e. virtually any type of commercial-grade electrical or gas appliance with a serial number and that was not custom-built). The term for ‘non-standard equipment’ (e.g. smallwares and audio-visual
equipment) is 24 months.
3. We require four weeks’ notice of your intention to buy.
4. An early-termination fee of $300 applies.
5. 'Standard equipment' only. You’re responsible for transporting the original equipment back to us and the cost for us to clean and service the equipment so it can be remarketed. Equipment rented under our ‘Buy Back’ scheme can be upgraded only after 12 months.
6. We require four weeks’ notice of your intention to return the equipment. You’re responsible for transporting the equipment
back to us and the cost for us to clean and service the equipment so it can be certified and remarketed.
7. You can continue renting month-to-month for as long you as need to. If you agree to rent the equipment for another 12 months, we’ll reward your loyalty by giving you a 25% discount on your rent (Loyalty agreement).
8. The rental rebate is not paid to you in cash. Rather, it’s deducted from the equipment’s purchase price.
| MOST POPULAR | ||
|---|---|---|
| Rent-Try-Buy® | Lease-to-Keep | |
| May suit you if you’re |
|
|
| What is it | Operating lease |
Finance lease |
| Trading history | None required |
More than 12 months' |
| Finance amounts | $1,000 or more |
$10,000 or more |
| Finance term | 12 months ² |
48 or 60 months |
| Upfront costs |
- 6 weeks’ rent (less than $200,000) - 12 weeks’ rent ($200,000 or more). |
|
| Who owns the asset? | We do, and you rent it from us (though you have the option to buy it at any time). |
We do — until you make the final payment. Then you own it. |
| Payment frequency | Weekly |
Monthly |
| Tax deductions | Rental payments (100%) |
|
| Other fees and charges | Transportation of equipment, and cost for us to clean and service it (if you return the equipment to us). |
Early-termination fee of $300 |
Options during finance term | ||
| Buy | Yes ³ |
Yes ⁴ |
| Upgrade | Yes ⁵ |
No |
| Return | No |
No |
Options after finance term | ||
| Buy | Yes ³ |
Yes — $0 |
| Return | Yes ⁶ |
No |
| Upgrade | Yes ⁵ |
No |
| Continue renting | Yes ⁷ |
NA |
If you buy the equipment, you’ll get back this much of the rent you’ve already paid ⁸ | ||
| Weeks 1 to 52 | 50% |
NA |
| Weeks 53 and beyond | 25% |
NA |
|
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a trading history. 2. This finance term applies to ‘standard equipment’ (i.e. virtually any type of commercial-grade electrical or gas appliance with a serial number and that was not custom-built). The term for ‘non-standard equipment’ (e.g. smallwares an... 1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a trading history. 2. This finance term applies to ‘standard equipment’ (i.e. virtually any type of commercial-grade electrical or gas appliance with a serial number and that was not custom-built). The term for ‘non-standard equipment’ (e.g. smallwares and audio-visual 3. We require four weeks’ notice of your intention to buy. 4. An early-termination fee of $300 applies. 5. 'Standard equipment' only. You’re responsible for transporting the original equipment back to us and the cost for us to clean and service the equipment so it can be remarketed. Equipment rented under our ‘Buy Back’ scheme can be upgraded only after 12 months. 6. We require four weeks’ notice of your intention to return the equipment. You’re responsible for transporting the equipment 7. You can continue renting month-to-month for as long you as need to. If you agree to rent the equipment for another 12 months, we’ll reward your loyalty by giving you a 25% discount on your rent (Loyalty agreement). 8. The rental rebate is not paid to you in cash. Rather, it’s deducted from the equipment’s purchase price. |
||
Mix ‘n’ match
If you’ve been trading for more than 12 months and wish to finance a portion of your equipment through Rent–Try–Buy and the remainder through Lease-to-Keep, you’re welcome to.
We can work with you to identify the ideal mix for your business situation and/or financial position.
What’s more, you can finance a combination of new and used equipment (specifically our range of ‘Certified Used’ equipment) — helping you maximise your budget.